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Get Auto Insurance Without A License
Can you get auto insurance without a license? This is a question that I hear asked quite often from consumers who are thinking about buying car insurance but don't have a license. In order to drive a car in most states you must have a valid driver's license. However, what about those who do not have a driver's license and want to purchase auto insurance?

The answer to the question can you get auto insurance without a license is yes, you can get coverage without a driver's license. However, this is not going to be anywhere near as inexpensive or easy as buying auto insurance with a license. There are many factors that go into establishing which companies will give out insurance and which ones will not. For instance, do you live in a no-fault state? These states have some pretty stringent requirements when it comes to licensing drivers and they include a no-fault law.

Even if you do not live in a no-fault state, you might want to think about purchasing car insurance through a company that has your license number. Some of these companies do actually require that you have a driver's license before they will give you car insurance. If you have a license then you can pay the money upfront and just sign the papers. If you don't you may be charged a large fee upfront.

Another option that you have is to contact a motor insurance company that specializes in people who don't have a driver's license. These companies will work with you to come up with an affordable payment plan that fits your budget. You will still need to have car insurance, but these are generally much more lenient and affordable than some of the other options that you have. You can also call around to different companies and get price quotes. Just make sure that you get several price quotes so that you can compare them and choose the one that best fits your needs.

The third option that you have is to use a non-profit website that will allow you to get auto insurance without a license. Some of these websites will charge you a small fee to access their services. This option is good if you are looking for a cheap plan because you won't have to worry about paying someone else to get a license and then drive a car. Some of these websites are state specific and will only accept people who are a resident of that particular state. If you are living outside of the United States, you will probably have to look at a different website. There are plenty of these websites online though and it won't take too long to find one that you can use.

You can also use an online company that will allow you to get auto insurance without a license. This is usually a company that offers car insurance based on your social security number and will require you to have a license in order to be able to drive a car. You usually have to have a clean criminal background before they will give you access to their system. These are great services for people that have been convicted of driving under the influence of alcohol or any other type of substance abuse.

When you are considering the last option you have for can you get auto insurance without a license, you might also want to check out what type of discount that you can get on your policy. Many companies will be willing to give discounts for a lot of different reasons. Being a senior is one of them. If you haven't had to make any car repairs in a few years you may qualify for a discount that will save you money on your premiums each year. Also if you are a student, you can be eligible for some type of loan forgiveness if your high school has not given you a driver's license within the last two years.

Before deciding which option you want to use for can you get auto insurance without a license, you should take some time to think about the consequences of not having your own license. Not having a license can be serious, you could end up going to jail and paying a heavy price for your actions. Besides cheap car insurance chicago and fees you could have to pay, it can also cost you your job. Any type of driving can be dangerous and you may end up getting into an accident that ends up costing your life. There really is no good reason to drive without a license.